Working Capital 2.0

P H A R M A & L I F E S C I E N CES

Monkey empowers financial leaders to optimize working capital across Accounts Payable and Accounts Receivable with full visibility and control.

$6.1B+

Total Payment Volume

3.5K+

Suppliers Activated

50%

Payment Terms Extended

58%

Supplier Participation

Talk to our team

The pharma & life sciences challenge

What's Holding You back

⚠️ Complex supply chains, capital-intensive operations

⚠️ High working capital needs across R&D, inventory, and safety stock

⚠️ Global suppliers with uneven financial health and low adoption rates

How Monkey Solves It

✅ +50% improvement in payment terms (avg. 70 → 105 days)

✅ $6.1B+ in total program volume

✅ 60-70%+ supplier activation rate

✅ 3.5K+ suppliers onboarded

✅ 33 active lenders competing for the best financing rates

✅ Reliable liquidity. Healthier suppliers. Scalable impact.

Working Capital 2.0

Monkey's hybrid platform lets funders compete for your suppliers' invoices, driving rates down. Or use your own liquidity with Dynamic Discounting to capture early-payment returns. One platform, two strategies, your choice.

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Dynamic Discounting

Use your own liquidity to finance early payments.

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Auction-Based Marketplace

Enable multiple financial institutions to compete to fund your suppliers.

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Hybrid

Combine both models to maximiza results and savings.

"Monkey plays a strategic role in our company by enabling more efficient negotiations across the supply chain. It supports market development and makes it possible to extend payment terms in line with our goals. It quickly became a key partner in managing terms and unlocking fast financial gains."


Head of Finance, Leading Pharma Company

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money is key

money is key

What you get with Monkey?

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Fully Digital

Get same-day funding in just 3 clicks with full automation, transparency, and AI-driven insights.

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Hybrid Marketplace

Combine supply chain auctions with Dynamic Discounting on a single platform and let funders compete for better rates.

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Scaled Participation

Onboard 50%+ of your suppliers, well above the 10% market average.

Ready to Transform Your Working Capital Program?

Liquidity fuels resilience in Pharma & Life Sciences. Make it your edge — with full supplier reach via Monkey SCF.

Talk to our team