Working Capital 2.0
A U T O M A K E R
Monkey empowers financial leaders to optimize working capital across Accounts Payable and Accounts Receivable with full visibility and control.
$58B+
Total Payment Volume
3.5K+
Suppliers Activated
51%
Payment Terms Extended
48%
Supplier Participation
The automaker challenge
What's Holding You back
⚠️ 70-90+ day payment terms straining your suppliers
⚠️ EV transition and rising costs squeezing margins
⚠️ Small supplier disruptions threatening the entire chain
How Monkey Solves It
✅ Early payment without changing invoice terms
✅ 32+ lenders competing for your suppliers' invoices
✅ Extended DPO while protecting supplier health
✅ 45-65% supplier activation vs. 10% industry average
⚠️ Limited liquidity options from 1-2 traditional banks
Working Capital 2.0
Monkey's hybrid platform lets funders compete for your suppliers' invoices, driving rates down. Or use your own liquidity with Dynamic Discounting to capture early-payment returns. One platform, two strategies, your choice.
Dynamic Discounting
Use your own liquidity to finance early payments.
Auction-Based Marketplace
Enable multiple financial institutions to compete to fund your suppliers.
Hybrid
Combine both models to maximiza results and savings.
"In 2024 alone, we surpassed $2B in early payments — 22% of total payouts. Monkey has driven consistent growth for five years We stabilized operations, protected margins, and deepened supplier trust without increasing debt."
SCANIA
Financial Manager, Leading Automaker
money is key
money is key
What you get with Monkey?
Fully Digital
Get same-day funding in just 3 clicks with full automation, transparency, and AI-driven insights.
Hybrid Marketplace
Combine supply chain auctions with Dynamic Discounting on a single platform and let funders compete for better rates.
Scaled Participation
Onboard 50%+ of your suppliers, well above the 10% market average.
Ready to Transform Your Working Capital Program?
See how Auto & Parts leaders onboarded 3.5K+ suppliers and reached $58B+ in TPV