Working Capital 2.0

F O O D B E V E R E T A I L

Monkey empowers financial leaders to optimize working capital across Accounts Payable and Accounts Receivable with full visibility and control.

$11B+

Total Payment Volume

5K+

Suppliers Activated

51%

Payment Terms Extended

67%

Supplier Participation

The food dev & retail challenge

What's Holding You back

⚠️ Heavy reliance on SME suppliers

⚠️ Long DPO cycles hurt supplier health

⚠️ Cash flow pressure

How Monkey Solves It

✅ +50% improvement in payment terms (avg. 42 → 85 days)

✅ $11B+ in TPV

✅ 67% supplier activation

✅ 5K+ suppliers onboarded

Working Capital 2.0

Monkey's hybrid platform lets funders compete for your suppliers' invoices, driving rates down. Or use your own liquidity with Dynamic Discounting to capture early-payment returns. One platform, two strategies, your choice.

Mãos digitando em um teclado de laptop

Dynamic Discounting

Use your own liquidity to finance early payments.

Martelo de juiz sobre um pedestal, utilizado em julgamento.

Auction-Based Marketplace

Enable multiple financial institutions to compete to fund your suppliers.

Homem com óculos pensativo, olhando para telas de computador com gráficos financeiros, indicadores e botões de negociação.

Hybrid

Combine both models to maximiza results and savings.

"SCF is a key lever for Procurement. Monkey's auction platform helps us extend payment terms and hit planning targets."


Corporate Procurement Manager, Leading F&B Company

money is key

money is key

What you get with Monkey?

Fully Digital

Get same-day funding in just 3 clicks with full automation, transparency, and AI-driven insights.

Hybrid Marketplace

Combine supply chain auctions with Dynamic Discounting on a single platform and let funders compete for better rates.

Scaled Participation

Onboard 50%+ of your suppliers, well above the 10% market average.

Ready to Transform Your Working Capital Program?

Retail and F&B leaders are boosting cash flow and supplier resilience with Monkey SCF 2.0