Working Capital 2.0

P H A R M A & L I F E S C I E N CES

Monkey Tech delivers the world's first global hybrid platform combining Auction-Based Marketplace and Dynamic Discounting in a white-label solution. We empower CFOs, Treasurers, and Procurement leaders to optimize working capital across both Accounts Payable and Accounts Receivable.

$6.1B+

Total Payment Volume

3.5K+

Suppliers Activated

50%

Payment Terms Extended

58%

Supplier Participation

Talk to our team

The pharma & life sciences challenge

What's Holding You back

⚠️ Complex supply chains, capital-intensive operations

⚠️ High working capital needs across R&D, inventory, and safety stock

⚠️ Global suppliers with varying financial health and adoption hurdles

How Monkey Solves It

✅ +50% improvement in payment terms (avg. 70 → 105 days)

✅ $6.1B+ in total program volume

✅ 60-70%+ supplier activation rate

✅ 3.5K+ suppliers onboarded

✅ 33 active lenders ensuring best available financing rates

✅ Reliable liquidity. Healthier suppliers. Scalable impact.

⚠️ Pressure to reduce costs without risking supply reliability

Working Capital 2.0

Monkey Tech delivers the first global hybrid platform combining Auction-Based Marketplace and Dynamic Discounting in a white-label solution.

Mãos humanas operando um laptop, focado na ponta dos dedos na tecla do teclado.

Dynamic Discounting

Use your own liquidity to finance early payments.

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Auction-Based Marketplace

Enable multiple financial institutions to compete to fund your suppliers.

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Hybrid

Combine both models to maximiza results and savings.

"Monkey plays a strategic role in our company by enabling more efficient negotiations across the supply chain. It supports market development and makes it possible to extend payment terms in line with our goals. It quickly became a key partner in managing terms and unlocking fast financial gains."


Head of Finance, Leading Pharma Company

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money is key

money is key

Why we win

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Fully Digital

Get same-day funding in just 3 clicks with full automation, transparency and Al-driven insights.

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Hybrid Marketplace

Combine the flexibility of supply chain auctions with dynamic discounting all in one powerful platform.

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Scaled Participation

Our supplier activation rate exceeds 50%, well above the 10% market average.

Ready to Transform Your Working Capital Program?

Liquidity fuels resilience in Pharma & Life Sciences. Make it your edge — with full supplier reach via Monkey SCF.

Talk to our team